Personal finance is all about managing your income and your expenses, and saving and investing. Learn which educational resources can guide your planning and the personal characteristics that will help you make the best money-management decisions.
| Term of the Day | Words to Know | | | | Personal Finance | Personal finance is a term that covers managing your money as well as saving and investing. It encompasses budgeting, banking, insurance, mortgages, investments, retirement planning, and tax and estate planning. It often refers to the entire industry that provides financial services to individuals and households and advises them about financial and investment opportunities. | Read More » | Related to "Personal Finance" | | Financial Literacy | Financial literacy is the education and understanding of various financial areas including topics related to managing personal finance, money and investing. | Read More » | | Financial Health | The state and stability of an individual's personal finances is called financial health. Here are a few ways to improve it. | Read More » | | Net Income | Net income, also called net earnings, is sales minus cost of goods sold, general expenses, taxes, and interest. | Read More » | | Retirement Planning | Retirement planning is the process of determining retirement income goals, risk tolerance, and the actions and decisions necessary to achieve those goals. | Read More » | | | | | CONNECT WITH INVESTOPEDIA | | | | | |
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